Pixel Mortgage is a licensed residential mortgage loan originator (RMLO). We offer origination services to investors and home sellers who desire to offer mortgages to their buyers.

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Pixel offers professional, turn-key, white-glove loan origination. Investors who trust us to handle their origination will be impressed by the ease, simplicity, and thoroughness of our origination services.

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Premium RMLO Services include:

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Origination

Pixel Mortgage will originate a TRID-compliant loan.

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Licensed Loan Officer​

Every borrower will be advised by a licensed loan officer. The loan officer will consult with the borrower to make sure the borrower understands the loan terms and is well-equipped to pay the loan.

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Underwriting

Pixel Mortgage will underwrite the loan to ensure the borrower has the ability to repay (ATR) which is a critical component of a TRID-compliant loan. Beyond determining ability to repay, Pixel will underwrite to investor guidelines. The investor will be given a thorough underwriting report prior to loan acceptance to ensure the loan will fit investor criteria prior to funding.

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Title Coordination

Pixel will coordinate closing with title. We will order and review a tax certificate, HOA certificate, title commitment, and survey. We will balance the closing disclosure with title and review signed documents on closing day.

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Appraisal

Pixel Mortgage will order and review a standard, 3rd-party appraisal.

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Insurance

Pixel Mortgage will work with the borrower to order and review hazard and flood insurance according to investor requirements.

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Servicing Setup

Pixel Mortgage will setup 3rd party servicing with any licensed mortgage servicer, according to the investor's specifications. This includes initial escrow setup.

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Legal Review

Pixel will coordinate with our attorney to review legal documents (note, deed of trust, riders, etc.). Or, Pixel will coordinate with your attorney to do the same.

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Post-Closing Processes

Pixel will work with investor instructions to record deed transfers, scan and review documents, check insurance payments, and a variety of other tasks to help ensure the loan starts life out right.